Roxanne Downer is an experienced editor and financial journalist covering personal finance, internet services and home services — the essential costs shaping household budgets and digital access. Drawing on more than 15 years of experience across finance, technology and consumer-services media, she helps readers understand the evolving internet marketplace and the economics of modern living. Her work appears in USA TODAY, CNN Underscored, MarketWatch and Architectural Digest. A graduate of the University of Pennsylvania, she began her career in research at Deutsche Bank and The Bank of New York.
Our journalists adhere to the USA TODAY NETWORK Principles of Ethical Conduct For Newsrooms.
My Recent Work
Can this free budgeting app help you reach your retirement goals?
The Fed legend who loved gold: Was Alan Greenspan right after all?
Is YNAB the right budgeting app for your goals?
I tried the Monarch budgeting app. Here's who it's best for
Why Quicken Simplifi is a top pick for budgeters
Is the Rocket Money app worth your subscription?
Is Augusta Precious Metals the right gold dealer for you?
Are budgeting apps safe for your financial data?
Is gold or Bitcoin the right choice for your money?
Can AI handle your budget? Why you are still in charge
Comparing silver and Bitcoin for new investors
How to pick a budgeting app that works for you
Budgeting with irregular income? Here's how to make it work
Gold, silver or Bitcoin: Which is the best recession investment
I tested Origin’s AI budgeting app. Here’s who should actually use it
How to switch budgeting apps without losing your data
Why silver is cheaper than gold
Find the best gold dealers for your investments
Why silver is attracting new investors
How a budgeting app can help you get out of debt
Mint app is gone, what are the best alternatives?
The budgeting method you'll stick to and will help you save more
Is Birch Gold Group a good choice for your gold IRA?
How to buy silver coins or bars for your portfolio
Don’t hire a tax relief company until you read this
How to buy gold bars and coins in 2026
Silver coins or bars? What to know before you invest
Is Community Tax the right tax relief company for you?
Platinum or palladium: Which metal is a better investment?
Gold coins vs. bars: Which is the smarter buy?
Is this attorney-led firm right for your tax debt?
Selling silver from your IRA? What to know about buybacks
Forget exit interviews. Try ‘stay interviews’ instead
Where to store gold and silver safely
Selling gold? What to know about buyback programs
Optima or Priority Tax Relief for your IRS debt?
Your guide to buying gold bars for investment
Investing in silver bars? What to know before you buy
What is ‘conscious unbossing,’ and is your workplace next?
IRS tax debt deadlines: What you need to know
Tax relief checklist: What records you need for the IRS
IRS Offer in Compromise: How to settle your tax debt for less
Your old coins might be 'junk silver' and worth more than you think
Dust, declutter, DONE: Your spring home refresh checklist
IRS 'currently not collectible' status explained
Think the IRS Fresh Start program erases tax debt? Not exactly
The most popular silver coins for investors right now
Don't fall for these common tax scams in 2026, IRS warns
Best gold coins to invest in now
Which is better? American Hartford Gold vs. Augusta Precious Metals