Costco vs. BJ’s vs. Sam’s Club in Florida: Which warehouse club is the best and where is it

• Costco, BJ's and Sam's Club are the three major warehouse clubs competing for shoppers in Northeast Florida.
• Each club offers different membership tiers, payment options and perks, with annual fees ranging from $50 to $130.
• Members can typically save between $0.05 and $0.25 per gallon on fuel compared to public gas stations.

If you’ve ever wondered whether it’s worth joining Costco, BJ’s or Sam’s Club in Northeast Florida, you aren't alone. Whether you’re filling up on groceries or gas, there’s a membership that fits your route — and your wallet. With all three warehouse giants competing for local shoppers, and gas prices still working as a major motivator, it’s worth knowing what each offers, where they’re located and which ones include fuel stations.

Here's what we know about the local grocery and discount goods warehouses:

What’s the difference between Costco, BJ’s and Sam’s Club?

All three are membership-based warehouse stores that sell bulk groceries, home goods, electronics and fuel. The biggest differences come down to price, payment options and perks. Here are a few of the main differences:

Costco

• Membership: Gold Star $65 per year; Executive $130 peryear (includes 2% annual reward up to $1,250).
• Best for: High-quality private-label products from Kirkland, bulk grocery value and reliable gas savings.
• Payment methods: Visa cards, most debit cards, Apple Pay and Costco Shop Cards.
• Fuel access: Members only. Gas stations open earlier than stores (usually around 6 a.m.).

BJ’s Wholesale Club

• Membership: Club $55 per year; Club+ $120 per year (adds 2% back and better gas discounts).
• Best for: Frequent fuel promotions, tap-to-pay convenience and more flexible payment acceptance.
• Payment methods: Visa, Mastercard, AmEx, Discover, Apple Pay and Google Pay accepted.
• Fuel perks: Gas discounts often stack with in-app coupons and limited-time promotions.

Sam’s Club

• Membership: Club $50 per year; Plus $110 per year (2% back in Sam’s Cash and early shopping hours).
• Best for: Wide acceptance of major cards, app-based checkout and consistent gas access.
• Payment methods: All major credit cards, Sam’s Cash and mobile pay.
• Fuel access: Members only, but most stations use Scan & Go at the pump for faster checkout.

Where are Costco locations in Northeast Florida?

Costco has three locations serving the Jacksonville and St. Augustine region:

• Town Center: 4901 Gate Parkway
• West Jacksonville: 8000 Parramore Road
• World Golf Village in St. Augustine: 215 World Commerce Parkway

Costco gas hours usually start around 6 a.m., earlier than the warehouse itself, and close around 9-10 p.m. There is no gas at the Town Center location as Jacksonville City Council denied a rezoning plan in 2025 for a proposed 24-pump station due to traffic concerns.

Where are BJ’s Wholesale Clubs located near Jacksonville?

BJ’s has steadily expanded across Northeast Florida with four locations, all including gas stations.

• Atlantic Boulevard: 12200 Atlantic Blvd.
• Philips Highway: 8046 Philips Highway
• Orange Park: 560 Blanding Blvd.
• St. Johns: 115 Beachwalk Blvd.

The Beachwalk BJ’s, opened in 2023, serves the growing St. Johns County corridor and includes a large gas station with multiple pumps and digital price displays.

Where are Sam’s Club stores in Jacksonville?

You’ll find three Sam’s Club warehouses, all with on-site fuel centers:

• Southside: 10690 Beach Blvd.
• Westside: 6373 Youngerman Circle
• Northside: 300 Busch Drive

All three offer Scan & Go Fuel as well, allowing you to pay through the Sam’s Club app and skip the card reader.

Which warehouse clubs have gas stations in Jacksonville?

All warehouse clubs in Northeast Florida have fuel with the exception of the Costco at St. Johns Town Center.

How much can you save on gas at warehouse clubs?

Savings vary by day and membership type, but fuel at warehouse clubs is typically $0.05–0.25 cheaper per gallon than nearby public gas stations.

• Costco: Often the lowest base price in Jacksonville and St. Augustine, but only at locations with fuel.
• BJ’s: Known for “Stack & Save” gas promotions, sometimes dropping prices by $0.30–0.50 per gallon for Club+ members.
• Sam’s Club: Consistent, easy access for members across the city with Scan & Go fueling.

What payment methods work at warehouse gas stations?

Each club has different restrictions:

• Costco Gas: Visa, most debit cards, Apple Pay (linked to Visa) or Costco Shop Card.
• BJ’s Gas: All major credit cards plus Apple Pay and Google Pay.
• Sam’s Club Gas: All major cards, Sam’s Cash and mobile pay through the app.

If you prefer Mastercard or AmEx, BJ’s or Sam’s are better fits since Costco only accepts Visa in-store and at the pump.

Which warehouse club is best for grocery savings?

Savings can vary depending on what a shoppers priority is.

• Costco: Often touted for the strongest private-label lineup and consistently high product quality.
• BJ’s: Combines national brands with private labels and accepts more manufacturer coupons.
• Sam’s Club: Member’s Mark offers a wide variety of staples and ready-made meals, plus access to Walmart’s large distribution network.

Do these clubs deliver or offer curbside pickup in Jacksonville?

Yes. Costco offers same-day delivery via Instacart, and BJ's and Sam's Club both offer free curbside pickup. Sam's Club also offers delivery through Instacart and Walmart GoLocal.

What hours are warehouse clubs open in Jacksonville?

Typical hours for most NEFL locations:

• Weekdays: 10 a.m.-8:30 p.m.
• Saturday: 9 a.m.-8:30 p.m.
• Sunday: 10 a.m.-6 p.m.

Gas stations open earlier — often 6 a.m. — and close slightly later than warehouses.

Which warehouse club membership is best for Northeast Florida residents?

It depends on your priorities:

• Best for cheapest gas: Costco might be the best option if you live near the Westside or St. Augustine locations.
• Best for flexible payments and coupons: BJ’s is ideal, especially for Southside and Beaches residents.
• Best for convenience and gas access: Sam’s Club is perfect for drivers in most corners of Jacksonville.

For shoppers comparing Costco vs. BJ’s vs. Sam’s Club in Northeast Florida, all three deliver solid grocery and fuel savings — but only Costco Town Center lacks a gas station.

If your weekly routine includes filling up near Beach Boulevard, St. Johns or the Westside, joining the nearest warehouse club could save you hundreds each year in both gas and groceries.