Is Everything Breaks home warranty right for your home?

• Everything Breaks offers highly customizable home warranty plans, allowing customers to choose specific appliances and systems to cover.
• Everything Breaks home warranty has lower coverage limits than some competitors.
• Plans range from approximately $30 to $100 per month, with a standard $75 service fee for all claims.

The cost of home appliance repairs and replacements can add up fast. A home warranty helps protect your finances and appliances by covering these costs while also connecting you with quality technicians. Finding the right home warranty and company for you can optimize your savings and coverage needs. 

Everything Breaks home warranty is more than just home protection, you can also get protection for your car and electronics. So if you're looking for an all-in-one warranty provider, Everything Breaks is it.

About Everything Breaks home warranty 

Everything Breaks has been in the warranty business for 20 years, offering affordable and easy to get plans. While most companies just specialize in home warranties, you can also protect your car and electronics through Everything Breaks. 

Everything Breaks pros and cons 

Everything Breaks receives an A+ rating from the Better Business Bureau (BBB), but some other benefits of going with one of their plans includes: 

• Their experience in the industry  
• Incredibly customizable plans and add-on options  
• Quick turnaround for claims  
• Good customer service reviews and experiences  

However, there are some downsides to getting a plan with Everything Breaks, depending on your needs, including:  

• Lower coverage limits than other companies  
• No online claims process, yet  
• No discounts for military members  
• No clear outline of plan or add-on costs 

As you review home warranty plans and companies, think about what you need from your policy and company. 

Alternatives to Everything Breaks 

When looking for a home warranty plan, you should compare companies and options to find the best fit for you. Companies like Cinch Home Services and American Home Shield both have similar monthly costs, though both have much higher total and system limits for additional protection. 

Liberty Home Guard has similar coverage caps and limits and lower monthly costs, but there is a waiting period between signing up and submitting your first claim. 

Everything Breaks plans and pricing 

Everything Breaks offers four home warranty plans, tiered by how many systems and devices you want to cover. This company does it differently from others. While others will tell you what specific systems and devices they cover in each plan, Everything Breaks tells you how many you can cover, so you can better customize your plan. 

Although Everything Breaks home warranty says it's available in Virginia, we could not get a quote for our chosen address. The cost data in the table are based on third-party reviews and forums. For the most accurate quote, make sure you call or go online.

What are the coverage limits for Everything Breaks?  

All four plans have the same overall limit of $5,000 per agreement term. Other limits are also the same for the plans. For the first three months, the HVAC limit will be $500, but this will increase to $2,500 for the rest of the term. Plumbing, electrical and add-on coverage start with a $250 limit for the first three months, which increases to $750 for the rest of the term. 

Everything Breaks discounts 

Everything Breaks has seasonal sales, like their Easter sale, where all plans are 50% off. Other than these, they don’t offer permanent discount offers or discounts to military members. 

What does Everything Breaks cover? 

Everything Breaks plans cover the repairs and replacements for your selected appliances and systems. Their established systems include:  

• Central A/C  
• Central heating  
• Ductwork  
• Electrical  
• Hot water heater 
• Plumbing  
• Whirlpool bathtub  

Their covered appliances include:  

• Attic fans 
• Doorbells  
• Bathroom exhaust fans  
• Kitchen fans/exhaust hoods  
• Ceiling fans  
• Microwaves 
• Ovens  
• Clothing washers  
• Range stove cooktops  
• Dishwashers  
• Refrigerators  
• Instant hot water dispensers  
• Stand-alone freezers  
• Garage door openers  
• Trash compactors  
• Garbage disposals  

When you set up a plan with Everything Breaks, you can choose each individual system and appliances you want to cover, so you’ll only be paying for exactly what you need. And if your home doesn't need coverage for every home system or appliance, that's okay because you get to choose everything that's covered in your plan.

Everything Breaks add-on coverage 

If you’ve got other appliances not included in Everything Breaks’ plans, you can add them on to your plan for an additional monthly cost. Some add-ons include:  

• In ground pool and/or spa equipment  
• Septic system  
• Humidifier  
• Alarm system  
• Limited roof leaks  

You can also add another system, like central AC or heating systems if you have secondary units. If you go with a cheaper warranty plan, you can also add plumbing and electrical systems as add-ons. 

What Everything Breaks home warranty doesn’t cover 

While Everything Breaks offers comprehensive services, there are a few things they won’t cover in their plans:  

• Known pre-existing conditions  
• Hazardous materials, like asbestos  
• Chimneys  

Their sample contracts outline more specific devices and appliances that they also won’t cover under their home warranties. 

How to file a claim with Everything Breaks 

If one of your covered appliances or systems breaks, you’ll start by calling their support hotline. It’s available 24/7, and they will get back to you within 24 hours. Their average emergency response time is as short as four minutes. Everything Breaks will connect you with an approved technician who will schedule an appointment. You’ll just pay your $75 service fee, which is the rate for all their plans. 

How USA TODAY rates Everything Breaks 

USA TODAY uses an in-house methodology to rate and review home warranty companies and policies. Our editorial team looks at quotes, sample contracts and customer reviews to create accurate and reliable overviews and reviews of plans and companies. 

About the editor

Alora Bopray is an editor and writer who has covered the home services industry for nearly a decade. She is an avid DIYer who uses her own successes (and mistakes) to educate homeowners on how to take better care of their homes.

Bottom line: Is Everything Breaks home warranty right for you? 

If you are looking for something moderately expensive and highly customizable, Everything Breaks is for you. Its customization and flexibility allow you to cover exactly what you need to protect in your home. However, its coverage limits are lower than other companies, and discounts are limited to seasonal sales. 

Frequently asked questions 

Is Everything Breaks legitimate? 

Yes, Everything Breaks is a legitimate and trusted home warranty provider, backed by the BBB with an A+ rating. You can get a free quote from an agent by calling their sales hotline or exploring their coverage options online. 

What is the average cost of Everything Breaks? 

Everything Breaks plans range from $30 to $100 a month, with a $75 service fee. You can get a discounted monthly rate by signing up for coverage during one of their seasonal sales. 

What is the most reputable home warranty company? 

There are plenty of reputable home warranty companies, including Everything Breaks. Looking over customer reviews on trusted sites like the BBB can help you find out if the company’s practices are right for you and avoid any scams.